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Superior Equity Program

Welcome to our EXCLUSIVE “Superior Equity Finance Program”. This is designed for customers wishing to establish or re-establish credit, with short-term financing compared to traditional sub-prime auto finance situations.  Regardless of your current situation or past credit challenges, we have a fit for you. 

Our Superior Equity Finance Program is similar to leasing, with the difference of minimum insurance liability limits with a much shorter term (usually 12-16 months). In addition, there's a $597 early termination fee depending on your term. Most importantly, you OWN the vehicle after your final payment - it's that simple! You can build equity in a vehicle, improve your credit score, and use that equity towards a future trade in with us. A superior program for superior customers!

 

Your credit is ok with us. Foreclosure, Bad credit, No Credit. OK! We can get you approved using other factors in our approval process. As with traditional financing, you will be required to put a down payment.  Once your payments are complete and satisfactory, we will report ONLY your positive pay history to the credit bureaus – it is a WIN-WIN situation.

 

Basic requirements are -

1. A job or income that can be verified (1099, cash, disability/SSI OK)
2. Full coverage insurance with $500 deductible (only minimum state liability limits)
3. Proof of your current residence (landlord #, copy of rental agreement or current bill)
4. Debit card (in your name)

As a family-owned and operated dealership, we can be more flexible and offer short term options compared to our competitors. We have warranty options and pre-paid maintenance plans available with each vehicle as a CAR FAX ADVANTAGE DEALER! 

This is a simple process -

1. Complete a 1-page application (we can email you, then you can scan or fax back)
2. Come see us at 203 W. State Road 84, Ft. Lauderdale, just west of Andrews Avenue
3. Select your choice, along with a back-up option that you want to drive
4. You'll receive the terms in writing, upon mutual agreement
5. We will verify your information, complete your 2-page contract

It's that simple. We will customize a payment plan that makes sense for both of us.  As always, we have traditional bank financing available as well for virtually any situation.  Being a family owned business, we will take care of you before and after the sale.  

Call or text our BUY HERE-PAY HERE hotline at (754) 400-8100.  What a great way to get into your next vehicle without the hassle or a long-term commitment!

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